Herald - Issue 357

21st June 2018 • The HERALD • Page 75 v SUPPORT YOUR LOCAL BUSINESSES v Building Plans & Estimating Building Plans for Planning & Building Regulation approval Builders Estimating Service Free initial meeting and estimate CAD drawings produced on latest software Please call Bob on 07795 692060 Email abbott.bob@sky.com Professional Will Writing & Inheritance Tax Services • Comprehensive Will Writing • Home Visits • Will Amendments and Reviews • Estate & Inheritance Tax Planning • Long Term Care Advice • Hospital & Care Home Visits • Lasting Power of Attorney We provide a friendly, approachable and discrete service and are on hand to meet your needs. Contact us now to see how we can assist you Tel: (023) 8087 9243 Email: info@heritagewillwriting.co.uk www.heritagewillwriting.co.uk Sanders Design S E R V I C E S L T D BUILDING PLANS AND DETAILED DRAWING SERVICE Complete professional service for extensions, conversions, new houses and commercial projects • Computer Aided Design Drawings • Free Initial Visit and Quotation 95 Cedar Road, Hythe, Southampton SO45 3PX Tel: 023 8020 7195 Email: info@sandersdesignservices.co.uk Web: www.sandersdesignservices.co.uk ASK A PROFESSIONAL Why You Need Financial Advice When Writing Your Will by Heritage Will Writing BE VIGILANT advised to do so, contact a local trades person or ask a friend, carer or relative for help in finding one. A reputable trader will be more than happy to provide a quote or just offer advice. If you feel worried or concerned, make the Police aware by calling 101. With more of us enjoying the pleasant weather and spending time in our gardens, we are reminding local residents to be vigilant and remain safe while at home or in the garden. There have been a few reports recently of uninvited callers knocking on doors or approaching residential properties, sometimes asking questions, selling items or if they can take property left outside. While some callers are, of course, genuine, be vigilant and bear in mind that they may be assessing the property for a possible burglary at another time, or are bogus workers looking to scam people out of money. Never accept or agree to offers or quotes for work from door to door callers, if you need something fixed or have been It’s not just land- owning aristocrats and pop stars that have to pay inheritance tax (IHT) nowadays. A tenth of all estates will be subject to IHT by 2019, according to the independent Office for Budget Responsibility. That means the figure will have doubled since 2013. Tax is payable at 40 percent of all your assets over a value of £325,000, which includes your home. And just look at average house prices in the UK. It stood at £209,000 in April, 2016. I know there are major differences across the country. For example, in the North East of England its £121,000 and in London it’s £470,000. So it is more important than ever to seek financial advice when preparing your will. But it’s not just you that needs to consider your options. We recommend that advisers, family members and other beneficiaries should be involved in the will-writing process. Pension freedoms mean that some people have more cash available. And more cash means more tax. Financial advisers and will writers need to be aware of IHT and need to be discussing options with all interested parties. Heritage Will Writing does take IHT into consideration. Give us a ring today on 023 8087 9243. NeighbourhoodWatch People join Nei hbourhood Watch to make the areas where they live safe, friendly and a pleasant place to be and it does work. Neighbourhood Watch is about making sure no-one has to feel afraid, vulnera- ble or isolated in their own home or in and around the place they live. It’s about people looking out for each other to create real communities that benefit everyone. It works in collaboration with the Police, Fire & Rescue, Trading Standards and the Councils Safety Partnership to help reduce crime and the fear of crime – giving the NW schemes useful information about how to keep safe at home and when out and about. The aim is to help build caring and safe communities For more ideas on what Neighbourhood Watch is all about have a look at the national website www.ourwatch.org.uk You can start your own Neighbourhood Watch scheme, just send an email to: karen1466@btinternet.com or make contact through the county website www.hinwa-nw.org.uk

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