Herald - Issue 442

Page 16 • The HERALD • 22nd June 2023 v SUPPORT YOUR LOCAL BUSINESSES v WATERSIDE NETWORK GROUP: MEMBER FOCUS by Simon Chadwick Us Brits certainly love our gardens, but we don’t always make the most of them. That’s where Waterside Network Group member Sutherlands Landscapes comes in, because they can transform your outdoor space into something really special. As a family-run landscaping company their mission is to turn your ideas into amazing outdoor spaces for you to enjoy. Whether that’s gorgeous patios to extend your living room into the garden, magni cent decking with a superb nish, or a fully landscaped garden to bring the entire space up to its best potential, Sutherlands Landscapes are the people to talk to. ey can also tackle your driveway, turning tired tarmac or scrappy stones Mortgage holders have been on a rollercoaster these past 12 months, with rising rates changing the state of the mortgage market. ankfully, clear-headed thinking is the antidote to market volatility. A er a decade of ultra-low interest rates, the return to rates around 5% has been a shock to the system for many mortgage holders. Mortgage rates have settled somewhat since the uncertainty caused by the mini-Budget, but they still remain higher than before September 2022. The result is higher mortgage repayments for many mortgage holders, putting a further strain on household budgets. In an environment of rising rates, the certainty o ered by xed-rate deals can seem appealing. Having a xed-rate deal o ers a guaranteed interest rate, which means monthly payments will be the same from the start to the end of your term. e ability to plan your budget is a big plus, but your monthly payments won’t fall if interest rates do. With in ation remaining stubbornly high, we’ll continue to monitor developments in Bank Rate and the mortgage market. Wherever your property journey is heading, we’ll help you navigate it. To get in touch, please use the Busy Bee Mortgage & Protection Solutions contact details opposite. Your home may be repossessed if you do not keep up repayments on your mortgage. Bank Rate & Mortgage Market by Sue Johnstone, Busy Bee Mortgage & Protection Solutions Sue Johnstone, Busy Bee Mortgage & Protection Solutions into something to be proud of, enhancing the value of your property by making it look its very best. ey’ll even tackle your fencing, with a variety of solutions from the practical to the something special, to t within your budget and your aspirations. To get the ball rolling, David Larkin will visit your home at your convenience and discuss your hopes and requirements. Not sure quite what you want? By using Sutherlands Landscapes’ garden design packages you can plan what plants you want to grow, the layout of paths and structures, and the overall style of the garden. is also helps you visualise the design in advance rendered in 2D and 3D, so you can be sure you’re getting the garden you want. Check out the Sutherlands Landscapes website and Facebook page for a wide range of beautifully nished projects that show the potential of your outdoor spaces. To nd out more, please take a look at sutherlandslandscapes.com or contact David directly on the contact details opposite. David Larkin, Sutherlands Landscapes

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